Americans have become thoroughly disgusted by the gross fraud committed by the likes of Enron, WorldCom, Arthur Andersen, Martha Stewart, and their ilk. These groups are the poster children of Wall Street fraud, but are really only representative of a much larger problem that involves almost all Wall Street brokerage firms, congresspeople, and large corporations in America. Years of pervasive fraud, whether subtle or obvious, has undermined the world’s confidence in the US stock market, causing untold billions of dollars in loss for common families and pensionholders. Some loss has directly resulted from fraud, but most loss is merely because the fraudulent cases have caused a general lack of trust in the marketplace, creating additional sellers and fewer incentivized buyers of corporate stock (causing massive financial loss for the sellers).